Property Protection

Business Insurance packages can offer general protection for a business in these areas;

Type of coverPotential benefits
Property DamageRepair or replacement of property damaged.
Business interruptionLoss of trading profit following insured damage to property and additional costs and expenses incurred during a claim
TheftRepair or replacement of property stolen
MoneyLoss of money (Cash)
Public or Products LiabilityYour liability to pay compensation for personal injury and property damage as well as
the costs involved in defending a claim triggered by the policy
GlassFor replacing glass inside or outside your premises, including your shopfront windows, mirrors or display cases.
TransitFor stock that is in transit on the road, in the air or by sea
Electronic Equipment breakdownFor repairing or replacing electronic equipment that breaks down.
Machinery breakdownCover for costs associated with machinery breakdown.
General propertyTo cover your tools of trade, including laptops and tools that you use for your profession or trade.
Tax audit To cover the costs of being audited by the ATO (optional; covered Audits by other Government bodies such as Workcover)
Employee dishonestyDirect financial loss of the business caused by the dishonest or fraudulent conduct of an employee which is first discovered during the period of Insurance